Important,Tips,While,Shopping, car Important Tips While Shopping for a Car Insurance Policy
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Normal 0 false false false MicrosoftInternetExplorer4 st1\:*{behavior:url(#ieooui) } /* Style Definitions */ table.MsoNormalTable{mso-style-name:"Table Normal";mso-tstyle-rowband-size:0;mso-tstyle-colband-size:0;mso-style-noshow:yes;mso-style-parent:"";mso-padding-alt:0cm 5.4pt 0cm 5.4pt;mso-para-margin:0cm;mso-para-margin-bottom:.0001pt;mso-pagination:widow-orphan;font-size:10.0pt;font-family:"Times New Roman";mso-ansi-language:#0400;mso-fareast-language:#0400;mso-bidi-language:#0400;}· Determinethe type of car insurance policy you require. There are three forms ofinsurance cover. They are the comprehensive, collision and the liability typesof car insurance cover. This information is readily available from journals,magazines and company websites from the state division of insurance. On theoutline page of the guide go to Where to Go for More Information, thissection contains a list of all the insurance companies in your area, theirservices and an analysis of their premium rates.· Evaluatethe amount of car insurance you require and the amount you are willing tospend. For this you may require to contact friends, relatives, and evencoworkers to get full recommendations on what amount suits your needs well. Forthose willing to spend huge amounts, it is advisable to seek the services of acar insurance consultant for further clarity.· Determineother sources of insurance available to you. This may be in form of employeebenefits, spouse benefits or even credit card companies. Mostly, for thoseprovided with company cars the company covers for the car insurance policy aswell.· Familiarizeyourself with insurance terminologies and the actual contract language. Anexample of an insurance policy terminology is a free look period. This isnormally a ten to forty five day period given by insurance companies to apolicy applicant to review the insurance policy and make a final decision. Ifit is a replacement policy, it is advisable to wait for the new policy to takeeffect before canceling the old policy. The contract language is the flip sideof an insurance policy with the first page being the declaration page. Thecontract language page clearly outlines the terms and condition of theinsurance company as well as the rights of the policy holder.
Important,Tips,While,Shopping,