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Have you ever wondered how the rich keep on getting rich, and yet the poor just seem to remain where they are? In her recent book, “Constant Cashflow” author Lisa Newton explains how the whole money-thing works. The idea is that we need to forget what we’ve learned at school –i.e. that working 9 to 5, Monday to Friday for 40 years and then retiring is the best option and only way to live. Although this is what the majority of people do, I’m sure you’ve noticed that many struggle month to month, from payday to payday – and find life difficult, According to the book, a better way is to switch it around… instead of having one payday a month and 30 days where you pay out for things… aim for having ‘30’ paydays a month… In other words – make every day a payday! Now, you might be thinking – nice idea, so how do I go about doing that? Newton explains that it’s all about having multiple streams / sources of income. Be aware though – it’s not about having 30 jobs… its about having 30 different ways you get paid. You may own property – and get rental once a month (in addition to ‘two’ part time jobs that you have). Then you’ll be getting paid 3 times a month. You may have a part time business – working from home… that’s another income stream. It may seem simplistic, but the book does give you ideas that you could implement immediately, which will enable more money to flow to you. It doesn’t have to be a huge amount either – it could just be £5! But imagine getting £5 every day IN ADDITION TO whatever else is coming in. This is pretty much how our bills work. There are always little payments going out (‘escaping’) from the bank. The analogy used in the book is that your bank account is very much like a bath. You have income coming in (money from the two taps), and then expenses going out (money going down the drain), and the aim of the game is to just always have MORE coming in, than going out – that is what cashflow is all about. And if that cashflow is constant… you won’t have the time to spend the money quicker than what is coming in. This is how the rich get richer! Their resources keep on piling up because they can’t spend the money as fast as they earn it. Nor is their money time-dependent. They can make money in their sleep. But the poor get poorer as they’re relying on one thing… (normally a job), and they’re terrified of losing it, as that would mean all of their money would stop.The book is available on Amazon: http://www.amazon.com/Constant-Cashflow-Lisa-Newton-ebook/dp/1500601225 The Spanish version is available: http://www.amazon.com/Flujo-Caja-Constante-dinero-Spanish/dp/1511631384/ref=sr_1_1?s=books&ie=UTF8&qid=1457424251&sr=1-1&keywords=flujo+de+caja You can ‘like’ the book on facebook: https://www.facebook.com/ConstantCashflowBook
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