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There are numerous opportunities available to clients thathave the capital to invest. Some of the most popular investment strategiesinclude: Investing for Income, Investing for Growth and other Passive Funds.Each of the different strategies will be explored for the sake of the investor.Investing for IncomeClients, investing for income, are seeking to generate money from their initialdeposit that may then be later withdrawn for living expenses. Many clients makea living from their investments and therefore, need to generate a certainamount monthly to maintain their lifestyle. The FTSE Income Deposit Plan, for instance, is designed to generate income forthe investor. The plan is based upon a six year structured deposit plan wherethe client’s capital is protected. Clients may receive an annual income of 7.5%or more. The income may be available to the client as a cash ISA. Clients mayuse their earnings as supplemental income or as a full income, if the amount issufficient annually. Other plans may include stocks and share as a part of the income plan. With theBonus Income Plan, the client’s capital is at risk, but there is a potential toreceive higher earnings because of the variable stock growth. A monthly incomeof 0.5% is paid to the investor. A sample return is 6.25% over a five yearstructured plan. The UK Fixed income plan also keeps the investor’s capital at risk. The fiveyear structured plan may, for example, yield 0.44% of monthly income. Stocksand shares ISA are available in this particular type of plan. Investing for GrowthClients that invest for growth have more opportunity to yield a higher returnthrough growth plans. For instance, a FTSE 100 Enhanced Kick Out Plan offeredby Investec will allow clients the opportunity to earn as much as 10.75%annually. With this version, the client’s capital will be at risk. However, theclient has the option of their initial deposit reaching maturity in years one,two, three or four. The Morgan Stanley, FTSE Bonus Growth Plan, also offers 9.5% annual growth forinvestors. With this plan, the individual’s capital is at risk. Clients have apotential for early maturity if the client requests. Clients may receive stocksand shares ISA and transfers are allowed. RBS UK offers the Growth Early Kick Out Plan that will pay investors 8%annually. This is based upon a five year structured plan where the client’scapital will be at risk. The growth fund will have the potential to mature asmany as one to four years after the initial investment. This will depend uponhow the client selects to structure the fund when the account is established.ISA transfers are allowed. ConclusionClients have many opportunities to grow their money and invest their money forincome or as a savings mechanism. Review some of these investment vehicles todetermine the best method for expanding your portfolio.

Looking,For,Investment,Advice,

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