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Whether you are thinking of owning your first home or investing in Real Estate, you probably want to learn more about foreclosures. Foreclosure activity has become a significant part of the housing market as of late. To begin understanding foreclosures, you should familiarize yourself first with how the foreclosure process works.The first phase in this process is called pre-foreclosure. When a homeowner becomes unable to pay his monthly debt for about three months, the lender (in most cases the bank) files for alis pendens notice. Lis pendens is Latin for suit pending. This notice also appears in the legal section of the local newspaper.Foreclosure auctions are also something that you are sure to come across when learning about foreclosures. A foreclosure auction is basically a public auction where investors and buyers bid for foreclosed properties. A foreclosure auction is ideal if you have a lot of cash on hand. You will need a ready check that amounts to 5% of the property price before you join the auction. In the event that you are the winning bidder, you will need to deposit this check with the court clerk. You will also need to deposit the rest of the balance within 24 hours of winning the deed to the property. Since auctions involve a lot of upfront payment, most first-time investors prefer not to purchase foreclosures through auctions.Another way to look for foreclosures is through foreclosure listings. Thanks to the internet, you can now conveniently surf the web to search for foreclosed properties in the area of your choice. FreeForeclosuresSale.com features regularly updated foreclosure news and foreclosure listings with a huge amount of foreclosure for sale in the whole country.As you can see, foreclosures are a great way to own a house or property for a discounted price. What are you waiting for to start investing in the foreclosure housing market?
Learning,About,Foreclosures,Wh