Emerging,Markets,look,Botswana business, insurance Emerging Markets - A look at Botswana's Real Estate Market


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p { margin-bottom: 0.08in; }a:link { }As with many emerging markets, theBotswana market has attractively low start-up fees and a market thatlacks maturity – hence potential for entrepreneurs to step in andfill these gaps. One should keep in mind that the word entrepreneuris essentially made up of two words “entre” - between and“preneur” - taker. Therefore for a successful entrepreneur, theremust be gaps for improvement in the market and he must take advantageof these gaps.One also needs to keep in mind thepolitical context of the country where to invest in. Real Estate(acquisition) of property needs to be only made in a country ofpeaceful past and stable political future. An economic measure oftenobserved is that of Africa's curse (most cited three factors forunrest) – Corrupt political leaders, Rich in natural resources andmultitude of ethnicities. Although Botswana has an abundance ofdiamonds, it has a stable political system and relatively low numberof ethnicities. Since independence Botswana has known no politicalunrest and has never experienced a military coup as many otherAfrican states. From a stability point of view, this is a goodcountry to invest in. The Real Estate market of Botswanapresents such particularities. Of course there are large real estatecompanies already functioning in Botswana, this article looks at theuntapped potential of the market – the individual whose property isnot already handled by these corporations. There is a large number ofsuch properties currently on sale via informal channels. This meanspersons simply advertising empty or poorly developed properties atvariable and constantly fluctuating prices. In fact there seems to beno pattern. To keep in mind is also the incomefactor with Botswana situating itself as one of the most attractiveon the continent. Botswana has income tax of only 4,10% compared withTanzania's astronomical 31,45%, Kenya's 30,0% and Ghana's 15,00%. TheProperty Rights index – a measure of protection of private propertyand to what extent those laws are enforced. The higher the score theless likely hood of property being expropriated, the higher theindependence of the judicial system, and an indication of lesscorruption within the public sector. Botswana scores 70 out of apotential 100. By comparison South Africa and Ghana both scored 50 (source: http://www.globalpropertyguide.com/North-America/Botswana).These two indicators give the impression of an environment where onecan invest without the fear of being expropriated, swindled bycorrupt government officials as well as that the law will protectprivate property and that the judiciary has the required independenceto enforce this. Another facet of the manifestation ofthe entrepreneurial environment in Botswana can be seen in thecapital – Gaborone. As Gaborone has rapidly developed, the towncouncil is fast running out of land. As any economist will tell you,prices are driven upwards by the scarcity of resources. Land and thuswell-situated homes are more and more scarce. Stepping into themarket and making some worthwhile acquisitions for letting or sellingat a later date could be promising.

Emerging,Markets,look,Botswana

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