Charlotte,Homes,Finally,Time,B business, insurance Charlotte Homes - Is it Finally Time to Buy Or Sell in 2009?
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Normal 0 false false false MicrosoftInternetExplorer4 Buyers watch Charlotte homes go down in price and theinventory they have to bid on go up, but they feel more comfortable waiting tosee if prices will go down further... either from fear of making a mistake orthe hope that they can "time the market."Sellers, again, are watching the same price and inventorydynamics and are also waiting to list their Charlotte homes for sale... waitingfor average sales prices to rebound or for the inventory in their ownneighborhoods to come down. Many sellers are also on the sidelines after tryingand failing to attract offers and showing traffic in the last twelve months.So when will this frustrated group of Charlotte realestate participants get their day in the sun? The good news that Ihave to report from my business is that it looks like that time is now and wesee signs of life heading into the spring selling season of 2009.The first observation I have is that we are starting to seegood homes at attractive prices garner offers and secure contracts. Althoughthe Charlotte real estate market has fared much better than most nationally, itwas hard in 2008 for even these better listings to attract showing traffic andoffers... OK, really hard. Now we are starting to see these listings move. Thekey here I think is prices on all homes, even the good ones, have come downwhile many listings have been pulled or expired, creating a better balance ofinventory.Another key piece of the puzzle are interest rates onCharlotte home loans. Rates on thirty-year fixed loans have droppedsubstantially. I am seeing rates at 5% and below here of late for qualifiedbuyers. And if you are of the impression that only Donald Trump can get a goodloan nowadays, then you are off base. There are loan programs out there formost borrowers with decent credit and a down payment. FHA loan programs forhomes at or below the price limit in our area allow the borrow to put as littleas 3% down.A couple of other factors that are probably at play hereinclude the fact that Charlotte is still growing and attracting newcomers toour relatively-better job market, great schools, mild climate andrelatively-lower cost of living and taxes. Many have chosen to start over inCharlotte after losing jobs in other areas or after having enough of booms andbusts in their former states of residence. These newcomers continue to bolsterthe Charlotte real estate market into 2009.These deals I am seeing buyers secure presently will be hardto duplicate when the news gets out and the data improves. That improvementprocess is in it's early stages presently in my opinion. And there is now hopefor sellers who are scared or who were previously unsuccessful... if they havea reason or desire to sell and have reasonable expectations about value.John C. Walker, Realtor® is an experienced agentspecializing in Charlotte Homes andthose in the surrounding area. To start your Charlottereal estate search or kick your current efforts into high gear,contact John or visit http://www.SoutheastCharlotteHomes.com
Charlotte,Homes,Finally,Time,B