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How have the recession and the stimulus plan offered by Obama changed the way debt relief was handled in America? For starters, debt relief is no longer a four letter word. It has become normal for individuals who were facing the prospect of being unemployed for a long period of time to seek debt help.Lenders have realized that they simply cannot handle the number of bankruptcies that will result if they were to insist on full repayment of each and every debt. The seven hundred and eighty seven billion dollar stimulus package offered by Obama has helped a lot. For starters, this was the first time that lenders all over the world found themselves in a situation where there have often seen their borrowers in. They were fearful of their survival and were contemplating bankruptcy which would have led to liquidation of all assets and settlement of all liabilities.They witnessed the shame and horror of declaring bankruptcy from up close and have understood the consequences of the decision. Obama's stimulus money has made sure that the big firms do not go out of business. He was criticized for being too soft on irresponsible lenders. However, the economy is still standing and millions of borrowers are in a position to settle their debt because of the stimulus package.The bulk of the money went to lenders who passed on to the benefits to borrowers in the form of generous debt help options. Settlement has become very common with lenders ready to offer waiver of even the principal amount owed. This is a revolutionary change in the approach of lenders. There was a time when waiver of penalties used to be the maximum that lenders were prepared to offer.Lenders have become lenient towards debt consolidation as well. In fact, any and every debtor who approaches the lender for help is given a fair hearing. The stimulus money in the market has encouraged lenders to walk up to their borrowers and offer settlement to encourage them to repay their debts. This is a change from the earlier approach of waiting for the client to approach them.Getting out of debt through a debt settlement process is currently very popular but you need to know where to locate the best performing programs in order to get the best deals. To compare debt settlement companies it would be wise to visit a free debt relief network which will locate the best performing companies in your area for free.FreeDebtSettlementAdvice.com is one of the largest and most respected debt relief networks on the marketplace today. To find a debt settlement company through FreeDebtSettlementAdvice.com check out the following link:Free Debt Advice(http://www.freedebtsettlementadvice.com) Article Tags: Debt Help, Generous Debt, Debt Relief, Debt Settlement

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