Getting,The,Most,From,Your,Bin DIY Getting The Most From Your Binlist- Fraudassets And Binbase
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Bank identification numbers, however, are very important in determining the accuracy of a buyer and keeping you from footing the bill for a fraudulent transaction. Knowing where a payment source came from, being aware of any outstanding issues, and verifying that your funds are guaranteed, are all ways these assets can help. Two organizations you should consider if looking for a bank bin list are BinBase and FraudAssets. While the legitimacy of both has been confirmed, however, you'll need to weigh the services provided against the ones you actually need to determine optimum value. For a comparison of how they measure up, read on.Comprehensive databasesEach of these organizations boast a comprehensive database that you will want to consider with FraudAssets winning for overall amount of records included. FA features more than 100,000 additional records than what you will find at BinBase (234,000), but that doesn't necessarily mean you'll want to pick the fuller selection. For one, you may not be prepared or willing to handle a full range of prepaid cards and other outlying forms of payment from standard credit or debit. If so, it could be that BB has exactly what you need. For a more full service, you'll want to go the other route, but just remember, the more you get, the more you'll usually have to pay. Ask yourself which binlist is the most cost effective for your business.Auditing for frequencyA huge part of what makes a bank bin list provider successful is how often their product is updated. Looking at the two above in a side by side comparison, one can expect frequency from both. As of March 2013, FA had a slight three-day advantage over its competition. However, both are among the most frequent updaters in the industry, and a difference of three days is negligible. Ultimately, you'll want to contact each of the organizations to see about their processes. Take nothing for granted. Responsiveness to your inquiries is somewhat of an indication of responsiveness to auditing for frequency. Go with the one that makes you feel more comfortable.Parameters for verificationWhile FA has BB beaten in a couple of areas, the race is a close one. And when it comes to parameters for verification, the advantage lay with BB, which checks their database using 11 data points. FA uses a respectable 7, so whichever you end up going with do a fine job of ensuring the accuracy and reliability of their databases.Ultimately, the question is up to you. What do you need a binlist to do, and which of the options fit within your budget? Article Tags: You'll Want
Getting,The,Most,From,Your,Bin