Identity,Theft,ChoicePoint,Inc DIY Identity Theft
Normal 0 false false false MicrosoftInternetExplorer4 /* Style Definitions */ table.MsoNormalTable{mso-style-name:"Table Normal";mso-tstyle-rowband-size:0;mso-tstyle-colband-size:0;mso-style-noshow:yes;mso-style-parent:"";mso-padding-alt:0in When starting a new work at home business it is very easy to become consumed by it. We spend so much time trying to get the business up and running that we may end up becoming burned out and lose our motivation. There is so much to learn and
ChoicePoint Inc., another consumer data collection service, stated 145,000 people in their database were possibly exposed to identity thieves earlier this year. At DSW Shoe Warehouse, officials acknowledged stolen credit information at 103 of its 175 stores nationwide. Hackers have also targeted databases at California State University as well as the University of California, San Diego.Many consumers now fear that using the internet puts them at a higher risk of identity theft. However, surveys have shown that only 10 percent of known identity theft cases have resulted from online fraud. Dumpster diving along with phone scams account for far more ID theft than the internet. In fact you can use the internet to help protect yourself from this crime in three unique ways:1) View your banking and credit accounts online.Almost all banks and credit card companies have secure web sites that allow you to view your statements and activity safely online. Secure sites are those that begin with https// or display a padlock icon on your computer screen. NEVER access a financial site through a link embedded in an e-mail message. E-mails with links asking you to verify or re-register your personal information are a sure sign of phishing, a scam to collect your name and other identifying information to steal your identity.Instead, type the bank or creditors website address into your browser. Check your accounts every two weeks. Verify that the credits and debits shown on the statements are valid. Report any suspicious activity immediately to your bank or creditor.2) Monitor your credit report. The main reason for stealing your identity is to open new credit accounts to purchase good and services using your name and stolen identity. Chances are that you wont know youre an ID theft victim until youre denied credit or you receive bills for accounts you never opened.If an ID thief has opened accounts in your name, they are most likely to appear on your credit report. There are three major credit reporting agencies; Equifax, TransUnion, and Experian.New legislation allows you to obtain your credit report annually from all three of these agencies for free. This new program is being phased in gradually across the U.S.. Check
Identity,Theft,ChoicePoint,Inc